The closing costs to buy a New York City apartment can vary depending on various factors, such as the purchase price of the property, the type of property, and the specific terms of the sale. Here are some common closing costs to consider:

1. Broker Fees: If you are a seller working with a real estate agent, you may need to pay a broker fee, which is typically a percentage of the purchase price, and can range from 5% to 6% of the total sale. If you are buyer working with a broker, you typically do not need to pay a broker’s fee.
2. Attorney Fees: You will need to hire an attorney to handle the legal aspects of the transaction. Legal fees can vary, but typically range from $2,000 to $5,000.
3. Title Insurance: if a buyer is buying a condo or Brownstone Lenders require title insurance to protect against any legal claims against the property. The cost of title insurance can range from $1,000 to $5,000, depending on the value of the property.
4. Appraisal Fees: If a buyer is taking out a mortgage, the lender will require an appraisal to determine the value of the property. The cost of an appraisal can range from $400 to $1,500.
5. Home Inspection Fees: A home inspection is important to identify any potential issues with the property. The cost of a home inspection can range from $400 to $1,000.
6. Mortgage Fees: If you are taking out a mortgage, you will need to pay various fees such as origination fees, application fees, and processing fees. These fees can range from 1% to 5% of the loan amount.
7. Transfer Taxes: In New York City, there is a transfer tax on real estate transactions. The tax rate varies depending on the purchase price and the type of property. For example, the tax rate for a property under $500,000 is 1% for the buyer and 1% for the seller.

Overall, the closing costs to buy a New York City apartment can add up to several thousand dollars, and it is important to budget for these costs when planning your home purchase.